Fast
Online application in 5 minutes. Funds deposited the next business day on most products.
Veterinary Practice Funding
Veterinary Practice Business Funding Veterinary Practice Funding for Vet Clinics
Fast, flexible, responsible veterinary practice funding from $5,000 to $5,000,000 — funded in as little as 24 hours, with no hard credit pull to apply. Coast Funding has financed vet clinics, animal hospitals, mobile vets, and emergency practices across all 50 states since 2014.
4.8 / 5 on Trustpilot
No Hard Credit Pull
Funded in 24 Hours
Last reviewed: May 12, 2026 · Coast Funding Editorial Team
2014
Funding since
50
States served
$1B+
Deployed to operators
412
Verified reviews
Why Coast Funding
Why Veterinarians Choose Coast for Veterinary Practice Business Funding
Veterinary practices face funding challenges traditional banks aren't built to solve: high-cost surgical and imaging equipment, multi-doctor payroll, pet-insurance receivables timing, and capital-intensive build-outs. Our team has been financing veterinarians since 2014 and approves veterinary practice loans based on real-world billings — not just credit scores.
Flexible
Six funding products built for veterinary practices — from $5K bridge advances to $5M imaging and surgical equipment financing.
Responsible
The only funding partner committed to guiding clients to responsible decisions — not just the biggest check.
Funding Options
Veterinary Practice Funding Options
Whether you need short-term veterinary working capital, equipment financing for a new digital X-ray or ultrasound, or capital to acquire a second practice, we have a program built for it.
Equipment Financing
Veterinary Equipment Financing
$10,000 – $5,000,000 · 2–5 years
Finance surgical suites, digital radiography, ultrasound, CT, dental units, anesthesia, lab analyzers, monitors, and cage banks with fixed monthly payments.
Explore equipment financing →
Working Capital
Veterinary Working Capital
$5,000 – $2,000,000 · 3–24 months
Cash upfront to cover payroll for DVMs and techs, restock pharmacy and surgical supplies, or fund a marketing push. Approval driven by recent billings, not just credit.
Explore working capital →
Practice Acquisition
Practice Acquisition Financing
$50,000 – $5,000,000 · Up to 10 years
Capital to buy an existing veterinary practice, partner buy-ins, or DVM-to-owner transitions. Often combined with working capital for the post-close transition.
Explore acquisition financing →
Line of Credit
Veterinary Line of Credit
$10,000 – $500,000 · Revolving
Only draw what you need and only pay for what you use. Revolving access with monthly rates starting at 2.99% — perfect for recurring supply orders and seasonal swings.
Explore lines of credit →
Build-Out Term Loan
Veterinary Build-Out Loan
$10,000 – $1,000,000 · Up to 5 years
Fixed-term capital for surgical suite additions, exam-room expansions, boarding facility build-outs, and second-location openings. Predictable monthly payments.
Explore term loans →
Receivables Financing
Receivables Financing
$10,000 – $1,000,000 · Sales-based
Turn tomorrow's client billings and pet insurance receivables into today's cash. Sales-based repayment that ebbs and flows with your practice volume.
Explore receivables financing →| Program | Amount | Term | Best For |
|---|---|---|---|
| Equipment Financing | $10K – $5M | 2 – 5 years | Surgical, imaging, dental, lab analyzers |
| Working Capital | $5K – $2M | 3 – 24 months | Payroll, supplies, marketing |
| Business Line of Credit | $10K – $500K | Revolving | Recurring supply orders, monthly rates from 2.99% |
| Practice Acquisition | $50K – $5M | Up to 10 years | Buy a practice, partner buy-in |
| Receivables Financing | $10K – $1M | Sales-based | Pet insurance and client receivables timing |
All rates, terms, and amounts are illustrative and subject to underwriting, borrower qualifications, and applicable state regulations. Certain programs are made available or arranged pursuant to California Financing Law License No. 60DBO-146720.
Your Funding Roadmap
How to Apply for Veterinary Practice Funding
Three steps. Five minutes to start. No hard credit pull, no application fees.
Complete the application
5-minute online form plus 4 months of practice bank statements (or link via Plaid). No fees, no obligation.
Review your offer
A Business Funding Advisor calls you within hours with pre-qualified offers customized to your practice cash flow.
Sign and get funded
Funds can be deposited into your practice account in as little as 24 hours after the signed agreement.
$15K+
Minimum monthly gross billings to qualify for most programs
Veterinary Qualifications
Approved by Practice Billings — Not Just Credit
We approve based on practice performance, time in business, and deposit trends — not a credit score in isolation. Here's exactly what underwriting reviews.
Minimum Requirements
- 6+ months in business (3 months for select programs)
- $15,000+ in monthly gross billings
- Licensed DVM and active state veterinary practice license
- U.S.-based practice with a business bank account
- Valid government ID and practice documentation
What We Review
- Last 4 months of practice bank statements
- Client billing and pet-insurance deposit trends
- Number of DVMs and practice ownership structure
- Equipment list and facility size for build-outs
- Time in business and any prior practice acquisitions
Common Use Cases
What Veterinarians Use Coast Funding For
From upgrading to digital radiography to opening a second clinic, our veterinary clients deploy capital in four recurring patterns.
Surgical & Imaging Equipment
Build-Out & Boarding
Hire Vets & Techs
Practice Acquisition
Frequently Asked Questions
Veterinary Practice Funding FAQ
The 10 questions veterinary practice owners ask us most.
How long does the veterinary practice funding application take?
The Coast Funding application takes about 5 minutes to complete online. You provide basic practice details and 4 months of bank statements (or link via Plaid) for underwriting review.
Can I finance surgical and imaging equipment like ultrasound and digital X-ray?
Yes. Coast Funding equipment financing covers surgical suites, digital radiography, ultrasound, dental units, anesthesia, lab analyzers, monitors, and cage banks — from $10,000 to $5,000,000 with fixed monthly payments.
How much veterinary practice funding can I qualify for?
Most veterinary practices qualify between $25,000 and $750,000 based on monthly gross billings. Established multi-doctor practices and animal hospitals can qualify for up to $5 million via equipment financing or acquisition loans.
Do you fund mobile vets and house-call practices?
Yes. We routinely fund mobile veterinary units, ambulatory rigs, and house-call practices. We finance the vehicle build-out, portable diagnostics, and working capital to grow the route.
Does applying hurt my credit score?
No. There is no hard credit pull to apply with Coast Funding. A hard inquiry occurs only if a specific product requires it after you accept an offer.
Can I fund a boarding or grooming facility build-out?
Yes. We fund boarding kennels, runs, climate-controlled luxury suites, grooming additions, and daycare build-outs with term loans and equipment financing — common add-ons for clinics expanding revenue per visit.
Do I have to take the full amount I'm approved for?
No. Upon approval you can take up to the approved amount. If you're approved for $300,000 but only need $150,000 for a new ultrasound, you only draw what you need.
Can you fund a 24/7 emergency veterinary clinic?
Yes. Emergency and specialty hospitals have higher equipment density and staffing needs — we structure equipment financing, working capital, and lines of credit specifically for ER and specialty practices.
Can I use Coast Funding to buy an existing veterinary practice?
Yes. Practice acquisition is one of our most common veterinary use cases. We can fund the purchase of an existing practice, partner buy-ins, or DVM-to-owner transitions, often combined with working capital for the transition.
Is Coast Funding licensed?
Yes. Certain Coast Funding programs are made available or arranged pursuant to California Financing Law License No. 60DBO-146720. Coast Funding Services LLC is headquartered in San Diego, California.
About This Page
Editorial Standards
Industries We Serve
Other Industries We Fund
Coast Funding serves small businesses across these industries and many more.
Ready for Veterinary Practice Funding?
5-minute application. No fees. No hard credit pull. Funded in 24 hours.
Get My Free Quote →